Heart attack

Wednesday, August 16, 2017

New Car and other things-Part 1

I haven't been posting on here for quite some while. Life seems to get in the way, in quite a large and uncomfortable way. I had intended updating on happenings around here, but had only just got round to doing it. Carol hasn't be well. A urinary infection which has been impossible to shift. We've been to the doctor's at Ashfield Medical Centre on several occasions. She's been given antibiotics which just don't seem to work. She's been in a great deal of pain and taken paracetamol, cocodomol as well as Ibuprofen. Helps with the discomfort for a short while but then the pain comes back. She eventually saw one of the practice nurses and has an appointment with a consultant at Milton Keynes Hospital next week (23rd August.) Fortunately this came through fairly rapidly and we only wish the doctor could have got this referral a good deal earlier. As a result we've not had the summer we would have liked. It's supposed to be a long relaxing break for Carol, off from work. It's just as well we didn't have anywhere booked for a holiday as it would have been cut short.

On a far better note, we now have a new car, a Renault Captur. The old car a Peugeot 1007 Dolce, had caused us so many problems, what with breaking down twice, once, when we went up to Newcastle to move Daniel into his new flat and then on the way home from our visit to the National Trust Property, Calke Abbey, when it broke down on the M1 and we had to be rescued from the 'coned off' area within the roadworks and then we had to have the big end replaced (at great expense, after the repair done in Newcastle. Then the driver-side sliding door wouldn't work properly (and was never repaired, hence having to slide it manually which was a real annoyance. I could go on: both coil springs had to be replaced when it was MoT'd earlier this year and no end of squeaks and odd noises which really put us both driving the car. So, you can see it hasn't been the most successful of cars. It was definitely time we replaced it. But, the only way we could possibly afford a new, or at least, second hand, car, was get a loan. I managed to arrange an overdraft on our NatWest account, more as a sort of safety net so that, if the worst happens and we don't have sufficient funds in the account when one of the direct debits comes out, it will be covered and we won't be charged something like £30. At the time I was told that we might be able to get a bank loan. After all our problems with our finances which have not been paid off it seemed that at last we might be able to get a bank loan so as to buy a replacement car. It would be a good idea before the winter sets in and the possibility of us spending out vast sums to keep the old Peugeot on the road, what with the possibility of more repairs. In a way, throwing money away on an old car when we might just as well put it towards a newer one.
We visited Brayley's at Westcroft one Sunday and were really taken by the Renault Captur. It was, of course, no use thinking of buying a car without first seeing whether we'd get a loan. Then a few weeks ago we went into our bank, NatWest, and made an appointment to see whether we'd get a loan.
It was a Thursday when we ventured forth with trepidation and went into the bank branch. The staff were very good and we went through the formalities. It's all done on computer and our credit score is taken ito consideration. And, low and behold, we got accepted! The money would be available the following day. So we began the search for a suitable car which would fit our budget. We went back to Brayley's and they had a Captur which was newly in, second hand but not ready for sale, needing servicing and valeting. We couldn't manage to beat them down on the price. So we left it. We went home and did a search on the internet and found that Evans Halshaw in Bedford had a good selection of used cars. So we drove over there and saw a Renault Captur which fitted our budget. The only downside was the fact that it was a diesel and not a petrol model. Also, would they accept our old clapped-out Peugeot in part-payment? What was it worth, if anything? When we bought it, only three years ago, we part-payed with exchanging our old Atoz and were surprised when we got £50. The salesman had to get someone to do an inspection and it turned out it was worth £200. So, we could have spent that easily to get it through it's next MoT and it wasn't likely to make it through the winter.

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